by Sian Fields | Jul 1, 2026 | Growth IQ Blog
TL;DR: There’s no one-size-fits-all answer to the mortgage vs investing question. For business owners deciding whether to invest or pay down their mortgage, the best choice depends on debt, cash reserves, tax situation, business risks, family goals, and overall...
by Sian Fields | Jun 11, 2026 | Growth IQ Blog
TL;DR: Every hour your business needs you is an hour that caps your growth. To reclaim time and maintain momentum, focus on clearer numbers, tighter systems, and leading a team that acts without waiting for you. Working Hard Is Not the Same as Moving Forward Long...
by Sian Fields | Jun 5, 2026 | Growth IQ Blog
TLDR: Hiring is a financial decision as much as a capacity decision. Before you post the ad, use this test to know whether you can afford to hire — covering cash buffer, P&L health, realistic forecasting, and the true cost of employment. You’re turning work away,...
by Sian Fields | Feb 5, 2026 | Growth IQ Blog
It may feel like we’ve just returned from the Christmas break, but Q4 is nearly here. You know the drill: hiring, buying gear, pulling out cash, all with one eye on tax and the other on the bank balance. If you don’t have financial systems in place before March, EOFY...
by Tyson Cobb | Jun 23, 2025 | Growth IQ Blog
If you’re running a building and construction business, one of the first big decisions you’ll face is whether to bring someone on as an employee or engage them as a subcontractor. It might seem like a simple decision based on flexibility or cost, but it...
by Tyson Cobb | Mar 14, 2025 | Growth IQ Blog
As the end of the financial year approaches, one of the most valuable things you can do is take a proactive approach to your tax, financial structures, and asset protection. At Growth IQ, we don’t just lodge tax returns after the financial year has ended—we work with...
