Business Growth Hub
Want business growth and success? As your partners in business we are here to help with our strategic advice and practical solutions.
Profit Leak: Why Your Business Is Busy but Not Making Money
TL;DR: When a business is busy but not making money, it’s often due to profit leak through under-recovered labour, overhead creep, unbilled variations, unnecessary discounting, and too much low-margin work. Picture this: Work is coming in. The team is flat out. But...
How Far Ahead Should You Forecast Cash Flow in 2026?
Most growing businesses forecast cash flow only a few weeks out. It keeps them afloat — but it leaves them constantly reacting. A longer view changes that. Quick answer: Use a rolling 12-month forecast for strategy, and a 13-week view for day-to-day cash. Together,...
How Much Cash Should My Business Keep in the Bank?
Most business owners only think about how much cash they keep in the bank when things get tight. By then, your options are limited, and the impact is bigger. A clear cash buffer lets you grow without risking the business. Say you’re turning over $4.5M and aiming for...
Can Your Business Handle the Work You’ve Booked for 2026?
A full pipeline feels like progress, but overlapping jobs, drifting costs, and slow payments can sink even busy teams. Here’s a profit-first stress test to make sure you can handle the work you’ve booked for 2026, without risking your cash flow. TL;DR: Insolvencies...
3 Financial Systems You Need in Place by March 2026
It may feel like we’ve just returned from the Christmas break, but Q4 is nearly here. You know the drill: hiring, buying gear, pulling out cash, all with one eye on tax and the other on the bank balance. If you don’t have financial systems in place before March, EOFY...
Why Is My BAS So High This Quarter?
A big Q2 BAS bill can sting — especially if cash is already tight — but a high BAS isn’t always a red flag. You need to figure out what’s driving the number, then set up a system so your BAS bills are predictable, not painful. If you’re on accrual GST, this blog will...
10 Questions Every Business Owner Should Ask in January
There’s no better time than January to pause and get honest about your business — before routines and busywork pull you back onto autopilot. Here are 10 questions every business owner should ask at the start of each year. What Business Owners Should Ask for a Strong...
How to Turn Your 2026 Vision into a 90-Day Financial Plan
If you want your 2026 vision to become reality, start by breaking it into a practical, 90-day financial plan. Big ambitions are easy to set — especially after the break — but bridging the gap between where you are now and where you want to be is what separates...
Your Construction Business Needs CFO-Level Advice in 2026, and Here’s Why.
Many builders reach a point where bookkeeping and BAS lodgements are no longer enough. You need deeper financial insight, not more spreadsheets. If you’re stepping into 2026 with a full pipeline and more complex projects, the signs that you need outsourced support at...
Three Financial Goals That Will Help You Grow Smarter in 2026
Many business owners start the year wanting stronger results, but only a small number set financial goals that genuinely shift performance. With rising wages and higher operating costs across many industries, 2026 will reward businesses that plan ahead and base their...